Mosioma

• Prepare weekly, monthly, and quarterly cash flow forecasts to ensure adequate liquidity for operations and capital expenditure. • Monitor daily cash positions across multiple accounts and reconcile bank transactions promptly. • Manage supplier payment runs, verifying completeness of documentation and ensuring timely disbursements. • Conduct monthly FX exposure reviews and secured competitive foreign exchange rates for international transactions. • Coordinate intercompany settlements, ensuring timely clearance of receivables and interest expenses. • Prepare weekly treasury reports in line with group treasury policy and best practice. • Ensure adherence to CBK, IFRS, and internal treasury policies. • Support the implementation of treasury internal controls and payment authorization frameworks. SKILLS GAINED • Treasury Operations & Cash Flow Forecasting – Daily, weekly, and monthly forecasts to optimize liquidity. • Cash & Petty Cash Management – Recording, monitoring, and reconciling transactions in compliance with policies. • Bank Relationship & Mandate Management – Liaison with banks, mandates update and guarantees handling. • Market & Risk Analysis: Monitoring interest rate trends, FX exposure, and portfolio risk metrics. • Reconciliation & Variance Analysis – Bank, Mpesa, premium, and investment reconciliations. • Investment Accounting – Recording purchases, maturities, and income distributions. • Financial Reporting & Analysis – Treasury dashboards, variance analysis, and IFRS-aligned reports. • Settlement & Reconciliation: Expertise in confirming settlements with banking and FX partners, investigating discrepancies. • ERP & Accounting Software – TurnQuest FMS, QuickBooks, Advanced Excel, Power BI, Tableau.

• Execute and confirm settlements with banking and FX partners, ensuring compliance with approved rates and timelines. Processed premiums, EFTs, cheque payments, and direct debits, ensuring accuracy and compliance. • Conducted daily bank and Mpesa reconciliations, promptly investigating discrepancies. • Monitored and maintained petty cash transactions, ensuring accountability and proper documentation. • Prepared premium reconciliations and cash flow reports to support treasury operations. • Assisted in preparing monthly financial reports and provided supporting documents for audits. • Supported risk management and compliance controls to minimize operational and financial risks.

• Loss Ratio & Risk Analysis: Conducted financial risk assessments, monitored loss ratios, and provided reports to guide underwriting and claims management decisions. • Premium Reconciliations: Verified and reconciled insurance premium accounts, ensuring alignment with financial reports and regulatory requirements. • Banking & Payment Operations: Processed underwriting premium payments, coordinated bank transactions, and ensured seamless fund transfers for policyholders. • Audit & Compliance Monitoring: Audited branch cash records, reviewed financial statements, and ensured adherence to operational and financial policies. • Asset & Fixed Asset Management: Assisted in tracking and verifying fixed assets, maintaining proper documentation, and ensuring compliance with company asset policies. • Stakeholder Collaboration: Liaised with different departments, including finance and underwriting, to streamline processes and improve financial reporting accuracy.